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A multi-phase bankruptcy study conducted by University of Illinois economist Angela Lyons measured the impacts of both the counseling and education requirements by tracking debtors through the entire bankruptcy process.

Val Farmer: Patterns show when counseling will work

What indicates whether marital counseling will be successful? Here are some observations I've made over the years.

Oasis Counseling for Women and Children

Oasis Counseling for Women and Children supports the emotional well-being of women and children in the Birmingham metro area.